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Beverly and James Herdman


Call Beverly and James today at 540-341-8925. Get ready to Come Home to Wine Country.

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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Meet our preferred lender Steven Spitz from Allied Home Mortgage! He can help you pre-qualify for your mortgage.
 

Steven started his career with Allied Home Mortgage Capital Corporation six years ago back in 2002. Since then, he has helped hundreds of families realize their life-long dream of home ownership. He says, "I enjoy working with my clients! Purchasing a home can be very stressful and emotional, and I can relate. Helping them through the process and making it as easy as possible will eliminate some of those issues. Every customer has a unique situation. They may have a less than perfect credit history, or possibly no money for a down payment. I can secure a loan for these unique situations.” 

Steven originally moved to Northern Virginia back in 1993, when his father was stationed at Vint Hill Farms Station. Now this area is where his own family calls home. Steven is married to Maria and they have two boys, Joseph (JP) and Jonathan. He is very active within his community. On any given day, you may find him on the fields coaching soccer or football or in the community leading boys in the local Cub Scouts. 

If you have any questions or need advice regarding a mortgage, please give Steven a call today! 


Steven C. Spitz
Allied Home Mortgage Capital Corporation
4483 Lee Highway
Warrenton, VA 20187
Office: 540-341-7447 X201
Fax: 540-341-7188
Cellular: 703-819-7290
Website: www.alliedhomeloans.net 

 

 

 

We can help you pre-qualify for your mortgage. It's our job! This service is free and without obligation... 

You might have an idea of the loan payment and mortgage you can afford, but you need to know what amount the bank will approve? It is always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment required, and advantages of higher down payments. 

- What the bank believes you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Please fill out the form below to get started. 

Be assured that we will respect your privacy. We know that this is your personal information and we will not distribute it to anyone other than to our preferred mortgage broker. This service is provided free of charge, without any obligation on your part. It is part of our job as top Culpeper, Warrenton and Northern Virginia real estate agents to offer these services. 

Once you fill out the form, we will process your information and respond to you quickly! 

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School Reports in Culpeper, Warrenton and Northern Virginia, Virginia
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Real Estate Tips
Real Estate Contracts >Legal Documents

The stacks of papers that you have to sign in order to buy a house can leave you confused. The person conducting the closing will ask you to sign your name to countless documents that are filled with legal jargon. Some buyers just barely glance at each form and sign them without a lot of questions, while others find it very frustrating to try to read every form at the closing table.

You should read and understand the papers you sign. If you are getting a loan to buy the property, most of the paperwork will come from the mortgage company. In most cases, there is little time to read everything in advance because the forms arrive at the closing office shortly before closing is scheduled to begin. Most of the documents use standardized language, however, and you should be able to get copies of the documents ahead of time from the lender so that you can have your questions answered and be comfortable with the settlement process.

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Real Estate Trivia
Q 
Which famous skilled mason laid the cornerstone of the Capitol Building in Washington, D.C. in 1793?

A 
George Washington, the first President of the United States.
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Beverly and James Herdman, REALTOR®, real estate agents and broker for Culpeper, Warrenton and Northern Virginia, Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Beverly & James Herdman
"We Bring Wine Country Home"

Re/Max Regency
403 Holiday Ct
Warrenton, VA 20186
Office:: 540-341-8925
Beverly Cell: 703-969-4280
James Cell: 703-969-3812
Fax: 540-937-9002
Email: beverlyherdman@number1expert.com

The Herdmans are absolute professionals. With their outstanding experience and dedication, upbeat personalities, and excellent communication and negotiation skills, they are the ideal team to guide you in discovering, and acquiring, your dream home. We Bring Wine Country Home.

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