Meet Beverly and James Herdman For nearly a decade, the Herdmans have chosen to call this region their home. Beverly and James believe it's the perfect place to raise their two children. Over the years, they have witnessed this unique area's evolution. To their delight, winemakers continue to settle here, giving rise to a growing number of wine trails leading to diverse wineries and vineyards. Beverly and James revel in the vacation-like atmosphere of the wineries, spending quiet time together as a couple. The Herdmans are absolute professionals. With their outstanding experience and dedication, upbeat personalities, and excellent communication and negotiation skills, they're the ideal team to guide you in discovering, and acquiring, your dream home. And of course, Beverly and James are passionate about living in a locale that boasts a vivid history and idyllic surroundings, and where everyday needs are close-at-hand. Their enthusiasm is genuine and catching. They want to share it with you! We Bring Wine Country Home. 
Meet Renee Stallings
Renee Stallings, their Executive Assistant, coordinates a broad scope of services for the team's clients and provides the support and follow-up needed for the many components of real estate transactions. Renee brings her Marketing degree from Southern New Hampshire University to the team. Her delightful manner and attention to detail are an asset to clients. She plays a key role in the team's assurance of smooth and succesful real estate transactions.
Actively involved in the community, Renee volunteers in the school system and as a soccer coach. She is also a member of the Culpeper Humane Society. She enjoys spending time with her husband and three kids, hiking, reading and being outdoors.
We Bring Wine Country Home.
Sponsors of the 2008 Mighty Mite Division Wolfpack
Congratulations Wolfpack!
2008 CFA Champions
Mighy Mite Division
Second Year
Sponsors of the 2008 Culpeper United
U10 Soccer Team
Congratulations Culpeper United!
Spring 2008 CSA U10 Boys
First Place Tournament
Sponsors of the 2007 Mighty Mite Division Wolfpack
Congratulations Wolfpack!
2007 CFA Champions
First Ever Mighy Mite Division
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Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
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Which home is #1 on the Top 10 list for most-visited Historic Home in the United States?
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Graceland, the palatial home of Elvis Presley in Memphis, TN, attracts 600,000 visitors a year. |
 See More Real Estate Trivia > |
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Beverly & James Herdman
"We Bring Wine Country Home"
Keller Williams Realty
433 Meadowbrook Shopping Center
Culpeper, VA 22701
Office:: 540-825-7441
Beverly Cell: 703-969-4280
James Cell: 703-969-3812
Fax: 540-364-5059
Email: beverlyherdman@number1expert.com
The Herdmans are absolute professionals. With their outstanding experience and dedication, upbeat personalities, and excellent communication and negotiation skills, they are the ideal team to guide you in discovering, and acquiring, your dream home. Beverly is also a Certified Distressed Property Expert who counsels homeowners who are in need of alternatives to foreclosure.
We Bring Wine Country Home.   
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